Seven-up Dortmund keep heat on Bayern Munich

first_imgJacob Bruun Larsen’s stylish finish gave Dortmund the lead early on, the Danish striker latching onto Christian Pulisic’s through ball and lofting the ball over Fabian Bredlow in the Nuremberg goal.With Dortmund in complete control, Marco Reus doubled the lead on 32 minutes, as his long range effort was deflected past a helpless Bredlow.Hakimi’s moment came just after half-time, as he rounded off a Dortmund counter attack by blasting the ball into the bottom corner from the edge of the box.Reus added another a few minutes later, and Manuel Akanji picked up his first ever Bundesliga goal before substitutes Jadon Sancho and Julian Weigl completed the rout.Borussia Moenchengladbach, meanwhile, are among those chasing Dortmund after they battled to a 3-1 win over Eintracht Frankfurt to go fourth.Gladbach forced several saves from Kevin Trapp in the first half before Alassane Plea finally broke through in the 56th minute, the Frenchman rifling the ball in from a tight angle to grab his sixth goal in all competitions.-HazardThorgan Hazard doubled the lead with a sweetly struck finish ten minutes later, and though Ante Rebic’s goal gave Frankfurt a flicker of hope, it was extinguished by Nico Elvedi’s 85th minute header.Elsewhere, RB Leipzig battled to a 2-0 win over Stuttgart, while Wolfsburg were held to a goalless draw in Mainz.Captain Willi Orban put Leipzig in front on the stroke of half-time, tapping in the rebound after Kevin Kampl had forced a save from Ron-Robert Zieler.Timo Werner had a goal ruled out by VAR in the second half before Jean Kevin Augustin whipped in Leipzig’s second to seal the win.Wolfsburg failed to take advantage of a comedy of defensive errors from Mainz.-GiftTwice gifted possession in the first half, Josip Brekalo first struck the post on 23 minutes, and then fired the ball straight at Mainz goalkeeper Florian Mueller.Earlier, two goals from Kevin Volland saw Bayer Leverkusen continue their recovery with a 2-1 win at Fortuna Duesseldorf.After a breaking the deadlock with a tap-in after half-time, Volland nodded in Kai Havertz’s elegant cross to double the lead, and Rouwen Hennings late penalty was not enough to prevent a second win in a row for Leverkusen.0Shares0000(Visited 1 times, 1 visits today) 0Shares0000Easy does it: Dortmund defender Achraf Hakimi and his teammates celebrateBERLIN, Germany, Sep 26 – Teenager Achraf Hakimi scored on debut as Borussia Dortmund waltzed to a 7-0 win over Nuremberg on Wednesday to keep the heat on Bundesliga leaders Bayern Munich.Real Madrid loanee Hakimi, 19, scored Dortmund’s third goal as Lucien Favre’s side obliterated Nuremberg to move to within two points of Bayern in second place.last_img read more

How you can pursue judicial foreclosure

first_imgQ: Can you explain double jeopardy and why, if someone is tried for murder (like Robert Blake), but acquitted of the crime, they still can be found liable in a civil case for millions of dollars? A: The Fifth Amendment to the U.S. Constitution reads in pertinent part: “Nor shall any person be subject for the same offense to be twice put in jeopardy of life or limb.” This clause seeks to prevent prosecutorial abuse by the government, which otherwise may try to repeatedly prosecute someone for the same alleged criminal offense. The rule on double jeopardy is consistent with a basic legal principle known as res judicata, which precludes relitigating the same claims among the same parties (or those in privity with them), when those claims already have been brought to final judgment. With regard to winning the criminal case but losing in civil court: There are different burdens of proof (beyond a reasonable doubt in the criminal court, but a preponderance of the evidence only in the civil setting). Moreover, the defendant in the civil matter can be called to testify by the other side, whereas in the criminal case the defendant is not required to testify at all. Double jeopardy has to do with being charged twice for the same criminal offense or offenses under the penal code, not civil wrongs such as negligence which likely fall under the civil code, or are of a common law nature. – A.D., Manhattan Beach Self-help, small claims A reminder for many of you who have submitted questions about small claims court: Online, at the self-help Web site of the Los Angeles Superior Court (www.courtinfo.ca.gov/selfhelp), you can find very useful information about small claims court. Also, you can talk with the small claims courts adviser during weekdays at 213-974-9759. Ron Sokol is a Manhattan Beach-based attorney with 29 years of experience who has arbitrated and mediated many cases. His column appears each Wednesday. E-mail questions and comments to him at RonSEsq@aol.com or mail to him at Ask The Lawyer, Daily Breeze, 5215 Torrance Blvd., Torrance, CA 90503-4077. This column is a summary of the law, and not a substitute for legal consultation on any particular case.160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! Q uestion: We loaned money to a “friend in need,” secured by a second trust deed on her home. When she could not pay the balance due, we gave her a 90-day extension. She assured us the senior loan was current. Unfortunately, she was not truthful. We may wind up losing our money because the senior trust deed is foreclosing, and there is not sufficient equity to cover us. Can we still pursue the borrower even if we are wiped out by the first? – B.W., Rancho Palos Verdes Answer: Yes, there is a remedy in California known as “judicial foreclosure.” AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREGame Center: Chargers at Kansas City Chiefs, Sunday, 10 a.m.Unlike the more typical foreclosure, which commences with the recording of a Notice of Default and does not involve court action, a judicial foreclosure is a lawsuit. You must serve the papers, ultimately prove that the borrower is in default, and if you wind up losing all of part of your loan, you can seek to “preserve the deficiency.” This means you can pursue collection of what you lose from the borrower. However, California is an “anti-deficiency” state. Thus, in a non-judicial foreclosure on a residential loan, if you get wiped out, or only recover a part of your loan, you are not entitled to seek any deficiency from the borrower at all. The judicial foreclosure remedy is the exception to the anti-deficiency rule in California. There are real differences between a non-judicial and a judicial foreclosure, over and above that one is non-judicial and the other plays out in court. For example, the time frame for the borrower to cure the default can be much longer in a judicial foreclosure. Therefore, I suggest you consult with a qualified lawyer to discuss the judicial foreclosure process so that you evaluate your options a little more prudently. last_img read more

Football Fridays fever mounts

first_imgSouth Africa’s 2010 mascot Zakumiinteracted with government employees atthe Football Fridays launch. Diski Dancers teaching governmentofficials the dance. Deputy health minister Molefi Sefularoblows on his vuvuzela. (Images: BonganiNkosi)MEDIA CONTACTS• Terrence Manase The Presidency+12 300 5436 or +27 82 338 6707RELATED ARTICLES• Peace football tournament for SA • Stadiums ‘on track’ for 2010• Get kitted for Football FridaysBongani NkosiThe South African government has thrown its full weight behind Football Fridays – a campaign to drum up support for national football squad Bafana Bafana ahead of the 2010 Fifa World Cup.Football Fridays was officially launched at the Union Buildings in Pretoria on 30 October 2009 and Deputy President Kgalema Motlanthe was there to give his seal of approval.“We would like to make the call to all South Africans, especially public servants, to wear football jerseys every Friday in anticipation of this great celebration coming our way next year … the Football Friday concept is one such initiative that government fully supports,” he said.The drive was introduced in September by the International Marketing Council (IMC) and has since been encouraging the public to don shirts of their favourite team, be it Kaizer Chiefs or Manchester United, at the end of every working week.As the custodian of Brand South Africa, the IMC’s primary task is to promote the country as a destination “Alive with Possibility”.“Fly the Flag for Football”, of which Football Fridays is a part, and “Feel the Diski Rhythm: it’s time to celebrate 2010!” are further IMC initiatives designed to ignite football spirit in South Africa before the World Cup kicks off here in June next year.At Friday’s launch government officials and Union Buildings employees turned out in their droves to be introduced to Football Fridays in style. “We must ensure that every public servant wears their jersey every Friday,” said the Presidency’s chief operations officer Jesse Duarte.The intention is to get every working South African in his or her football jersey every Friday, including those in the private sector, where the initiative is already taking shape, said Irvin Khoza, chairperson of the 2010 Local Organising Committee.Besides getting the nation in the desired mood for an exciting tournament, Football Fridays will also inspire national unity that is “required to host a successful World Cup”.“Football Fridays is a brilliant concept. We encourage everybody to support it,” Irvin said.“We believe that [Football Fridays] will help us define our South Africanness,” said IMC CEO Paul Bannister.Bafana Bafana gears upFootball Fridays, said Sports and Recreation Minister Makhenkesi Stofile, is all about “laying a solid foundation to build a movement around Bafana Bafana”.The minister added that the initiative will go a long way in reigniting the spirit shown to the national team during the Fifa Confederations Cup in June 2009.Bafana, which had struggled during the eight matches in the run-up to the tournament, put in a sterling performance at the Confed Cup. It collected four points in the group stages and went on to lose 1-0 to Brazil in the semi-finals. Many a local football critic commended the team for their accomplishment.Just recently the South African Football Association reinstated Bafana’s former coach, Carlos Alberto Parreira, which will undoubtedly boost the squad’s morale.The Brazilian coach, who is famed for bringing brought World Cup victory to his country, is replacing fellow Brazilian Joel Santana who had a difficult time during his South African tenure.At the launch world football icon and former Bafana captain Lucas Radebe said South Africa’s recent below-par performance is not likely to continue into 2010. “I believe that this is a blessing in disguise … the team will really perform well at the right time. The players must know that they have the support of the nation.”But Bafana Bafana isn’t the only team South Africans are expected to support during next year’s spectacle: all African teams participating need the backing of the nation.To date Ghana and Ivory Coast have secured their places, alongside South Africa, which qualified automatically as the host nation. The last African nation to be represented at the World Cup has yet to qualify.Motlanthe was quick to congratulate the placing of the two West African teams, which look set to deliver a promising performance.“Bafana will not lack support, but we must ensure that the other African teams are largely backed … we call on all South Africans and Africans to come together as a one team,” Khoza said.“[It is] an event that will send a message to the world that Africa’s time has come,” he added.Welcoming the worldFootball Fridays also aims to inspire South Africans to give a warm welcome to international football fans and become top-notch hosts during the World Cup.“We must also ensure that those who come to our shores want to come back again. We must make them love South Africa,” said Stofile.To ensure a smooth and safe World Cup, government has invested R1.3-billion (US$164.9-million) to boost security in the country. As part of this, 41 000 police officers, including 10 000 reservists, will be deployed to monitor the month-long event. The officers will be supported by 10 000 staffers from various government departments to form the Joint Operational and Intelligence Structure.During next year’s World Cup dedicated investigation teams and special courts will be set up to deal with all football-related crimes on a 24-hour, seven-days-a-week basis, Motlanthe pointed out.The special courts and police stations will be set up close to host venues, “making processing and prosecutions much quicker, especially if or when a foreigner is affected”.“We have every confidence in our security establishment to secure this event,” he said.World Cup visitors will also be treated to a much-improved public transport system, made possible by government’s R11.7-billion ($1.48-billion) investment.The world-class Rea Vaya bus rapid transit system, already operational in Johannesburg, will be extended to the host cities of Cape Town, Pretoria/Tshwane and Port Elizabeth, while other modes of public transport are also being beefed up around the country.“I have no doubt that when the last whistle blows, our country and continent will never be the same again,” Motlanthe said.Time to Diski!With South Africa being a country of rhythm, there has to be a dance style to rouse excitement ahead of the 2010 spectacle – and the Diski Dance is there just for that. It will be the official theme dance for the nation during the tournament.All South Africans are encouraged to learn the dance, created by choreographer Wendy Ramokgadi.“I urge all of you to learn the Diski Dance as part of being a good host and welcoming the world in a celebratory style,” said Motlanthe.Groups of young dancers have been deployed across the country to teach the public the moves, said senior dancer Cassius Tlhotlhalamaja. “People are interested in Diski Dance. It is becoming a trademark,” he added.The dance, which imitates “diski” moves, is easy to learn, with the full version just five steps long. The entire piece can be performed in less than three minutes, experts say. “Diski” is a South African township slang word for football.The dance is also being promoted through commercial media, with a Diski Dance advertisement having already hit local television stations.“It’s our South African Macarena and our R Kelly step in the name of love,” Tlhotlhalamaja said.last_img read more

ENT equipment helps save lives

first_imgPieter Twine (MySchool General Manager), Roxy Mitchell from the Children’s Hospital Trust, patient Tyrone Siljeur and Silva Kuschke, Chief Audiologist at the Red Cross Children’s Hospital. (Image: Children’s Hospital Trust)Children at the Red Cross War Memorial Children’s Hospital will now have specialist ear, nose and throat (ENT) equipment with the help of the Woolworths My School programme.The retailer and hospital celebrated the handover of a R400 000 donation – raised through their 2015 Christmas campaign – to the Children’s Hospital Trust, the fund-raising arm of the hospital in Cape Town.The Trust will use the gift to purchase specialist ENT equipment. It will enable the hospital to save the lives of children with life-threatening ailments and test the hearing of hundreds of other children.Much needed gearA high speed otologic drill is among the first pieces of equipment bought with the funds. This highly specialised piece of surgical equipment will be used on children who suffer from cholesteatoma; a disease of the middle-ear that can lead to death when untreated.A specialist microscope used for examination and diagnosis to prevent hearing loss will also benefit the hospital’s out patients. This will assist in more accurate and effective diagnoses, and improved procedures, which, in turn, will help the hospital maintain its high standards of paediatric care.The Christmas campaignThe My School, My Village and My Planet fundraising programmes is one of the biggest in South Africa. It raises essential funds for schools, charities and environmental organisations by encouraging cardholders to swipe their cards at retail partners. In turn, retailers donate a percentage of the purchase value to the beneficiary of the buyer’s choice.The Woolworths Christmas Giving campaign was supported by international music sensation Pharrell Williams. Woolworths customers donated to the campaign every time they used their linked cards in a store between the 5 November and 25 December 2015.Louise Driver, CEO of the Children’s Hospital Trust, said: “Woolworths and My School are such valued supporters of the Children’s Hospital Trust and the Red Cross Children’s Hospital.“As benefactors of their annual Christmas Campaign, the Trust has have been able to purchase much-needed ENT equipment to perform life-changing operations and interventions on children who suffer from severe ear disease, ensuring that they regain or do not lose their ability to hear. We want to thank them for their generous donation, as well as all the customers who swiped their cards while shopping. Every little swipe has made a huge difference in a child’s life.”Pieter Twine Woolworth’s manager of Loyalty and My School, said: “We are delighted that our customers were part of this successful campaign to give the gift of hearing to South African children in need.“The funds raised for this was in addition to our normal contributions to customers’ beneficiaries. So, it was an easy way for them, at no extra cost, to participate in the essential, but very expensive upgrade of the Red Cross War Memorial Children’s Hospital’s ENT equipment.   The festive season should always be about giving, and it is such a pleasure to help to improve children’s access to specialist medical care.”last_img read more

Clarifying working capital and cash burn rate

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Working capital is a financial indicator that is meant to measure an operation’s annual assets and liabilities. While the long-term liability for any debt should not be counted against working capital, the current portion of term debt – or what’s due in the current year – should be calculated and included as a line item.“Some farmers may see working capital as money that’s simply sitting on the balance sheet and not being put to use, however, having a strong working capital position allows you to do what’s needed on your operation,” said Evan Hahn, Vice President Credit, Farm Credit Mid-America. “Working capital is there as a cushion for hard times and as a reservoir, allowing you to take advantage of in-the-moment opportunities you may have had to pass on otherwise.”Going through the exercise of calculating working capital on an annual basis is key, but certain times of the year are more beneficial than others.“A common mistake some farmers make is calculating working capital based on their projections for going to market after harvest and depending on what actually happens at market, this can overstate the operation’s assets,” Hahn said. “A better time to calculate your working capital position is at the beginning of the year.”Cash burn rate is calculated after the working capital position has been determined. Take the dollar amount of the working capital your operation has on hand and divide it by projected loss for the year.“Cash burn rate is a key financial measure because it indicates whether your operation is in a position of strength or a position of challenge and during a struggling ag economy, knowing your cash burn rate aids in making key financial decisions, including whether or not to refinance loans or if any fixed costs need to be better controlled,” Hahn said. “Ideally, your operation should have enough capital on hand to withstand multiple years of losses. At a bare minimum, your operation should have enough working capital to cover one year of loss.”Listen in to the latest “Financially Speaking with Farm Credit Mid-America”Farm Credit Mid America Full Interview Evan Hahn 7.25.16last_img read more

Code of conduct coming for union actors and workers in BC

first_img LEAVE A REPLY Cancel replyLog in to leave a comment Melissa Benoist, who plays Kara Danvers/Supergirl, says the recent sexual abuse scandal in her industry is heartbreaking. Earlier this month, Andrew Kreisberg, executive producer of Supergirl Arrow, The Flash and DC’s Legends of Tomorrow was suspended by Warner Brothers. There have been allegations by 15 women and four men of inappropriate touching and sexual harassment. All three shows are filmed in whole or in part in B.C. HANDOUT / PNG The union representing professional actors in B.C. is looking to improve protections for young performers from sexual harassment.A task force is exploring how to improve safety and reduce barriers to reporting for vulnerable young actors, said Sue Brouse, the union’s director of member services and human resources,“We’re drafting a code of conduct that all of our members would voluntarily sign off on,” she said. Advertisement Advertisement Advertisementcenter_img “We know that students, brand new actors, can be vulnerable when they want an acting career. We know that they can be vulnerable when they’re training with somebody who may be more established.“We’re looking to protect young and emerging performers in teaching settings.”Brouse is with UBCP/ACTRA, the acronym for the Union of B.C. Performers and the Alliance of Canadian Cinema, Television and Radio Artists. UBCP is an autonomous branch of ACTRA.READ MORE Facebook Login/Register With: Twitterlast_img read more

Hendrick signs new Burnley deal

first_imgBurnley have announced that midfielder Jeff Hendrick has signed a contract extension to stay at Turf Moor until the summer of 2020.Hendrick has made 91 appearances and scored five goals since joining Burnley from Derby County in August 2016.The 26-year-old started 29 Premier League games last season to help Burnley finish seventh in the Premier League and qualify for Europa League.The Ireland international is known as versatile midfield man and has been deployed centrally and in a more attacking role this season.His current deal was due to expire at the end of the season, but the club has today exercised their option to extend his stay by 12 months.Burnley FC v Manchester City - Premier LeagueMatch Preview: Burnley vs Liverpool Boro Tanchev – August 30, 2019 Premier League leaders Liverpool travel to Burnley for the Matchday 4 of the 2019-20 Premier League campaign.LATEST: Clarets Extend Hendrick Stay https://t.co/Cw6rxRxjB5— Burnley FC (@BurnleyOfficial) December 20, 2018“He’s done well for us,” Burnley manager Sean Dyche told the club’s website.“We have asked a lot of him. We have used him in a number of different positions that sometimes aren’t natural to him and over time he has delivered good performances for us.”last_img read more

POLICE LOG for August 18 Police Mistakenly Called On Band Camp Trees

first_imgWILMINGTON, MA — Here are highlights from the Wilmington Police Log for Saturday, August 18, 2018:Police dragged a large tree branch blocking the roadway on Taplin Avenue and contacted DPW. (10:19am)Vehicle spun out on 93 South, before Exit 39. Vehicle in tree line. State Police to handle. (11:48am)A detail officer reported a paving truck pulled down old telephone lines on Ballardvale Street. (2:41pm)A resident on Adams Street reported 15-20 teens were congregated in the high school parking lot. Police responded. Teens were marching band students. (8:56pm)A train was blocking Route 62 at North Wilmington station. (10:39pm)(DISCLAIMER: This information is public information.  An arrest does not constitute a conviction.  Any arrested person is innocent until proven guilty.)Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip?Share this:TwitterFacebookLike this:Like Loading… RelatedPOLICE LOG for August 11: Incidents Not What They Seem; Marijuana Confiscated From Vehicle; Missing Woman FoundIn “Police Log”POLICE LOG for August 14: Missing Teen Located; Trash Left Behind At Yentile FarmIn “Police Log”POLICE LOG for August 23: Break-Ins on Ballardvale Street; Ride-On Lawn Mower vs. Parked Car; Erratic DriverIn “Police Log”last_img read more

Pass the wine metal mouth The whole tooth about wearing adult braces

first_img3:03 I’m 51 years old, and I wear braces. Some days, I almost forget I have them on. Other times, when I’m doing something outwardly grown-up, like buying wine or meeting with my daughter’s fifth-grade teacher, I’m achingly aware that my teeth are sporting accessories usually seen on kids who don’t remember a time before YouTube.But I’m not alone. The American Association of Orthodontists reports that as of 2016, 28 percent of the patients being treated by its members are over 18. That’s more than 1.6 million people. And I can tell you from experience that many of them have probably wondered at least once if they’re too old for this.I’ve been down this metal-mouthed road before. The first time I had braces, I was 13 years old, it was the 1980s and, unlike today, braces didn’t even attempt to disguise what they were.Back then, braces were silver, they couldn’t be hidden, and it seemed like orthodontists weren’t even trying. There were none of these clear brackets, or see-through, removable aligners, or rainbow-colored elastic bands to match your school colors. No one thought to put braces on the back of your teeth. Get real, kid.I didn’t even go to an orthodontist for my first set of braces. My regular dentist told my mother he could handle it himself. I’m not sure that’s a choice an informed patient would make today. But again, 1980s.With my 9-year-old daughter, Kelly, on a bullet train in Japan just weeks after I got braces. Of the two of us, Kelly would seem the more appropriate age for orthodontics, but I’ve since learned that “appropriate” is relative. Gael Fashingbauer Cooper My teenage braces did their job. My teeth look fairly straight in my college photos and my wedding album. But I never had a retainer or any follow-up treatment. I mentally put braces in the past, with acne and algebra, and moved on.But as the years went by, I noticed what I called an “overbite” and what I later learned was really an “overjet.” In an overbite, the upper teeth overlap the lower. In an overjet, the teeth kind of lean forward. No one ever called it out to me — thank you friends for not being jerks — but in this age of social media, I began to hate selfies, to wonder why smiling didn’t come naturally to me, and to stare at my friends’ dazzling Facebook grins with envy.It’s embarrassing to write this, but I saw my overjet as a personal failure, on par with getting a cavity for not brushing. Somehow in my head, admitting that I needed orthodontic treatment was like admitting I messed up. It sounds stupid when I write it down — it’s not like I caused it by yanking my teeth apart with a crowbar — but there it is. I still remember how tears caught in my throat over a decade ago, the first time I asked a dentist for an orthodontist referral. Comments And as promised, the braces are working. With 20 months down and about four to go, I can see that the overjet has shrunk to nearly nothing. The gaps where the extracted teeth once were have filled in. And I notice surprising changes every day. My lips now make more of a model-esque Cupid’s bow, something I used to envy in Facebook photos of others. Both edges of my smile rise up evenly now. I’m slowly acquiring the look I envied in those photogenic friends, even if only I notice it.Dr. Brent Larson, the president of the American Association of Orthodontists, and Dr. Lee Graber, secretary-general of the World Federation of Orthodontics, patiently took me through the changes in braces technology over the years, and answered all my questions about adult orthodontics.”As long as you’re alive, teeth can move,” Dr. Larson said.Dr. Graber told me his oldest orthodontics patient was 88, was delighted with his braces, and is now “still going strong into his 90s.”But it wasn’t the technology changes that finally made me decide to get braces at 50. I had to cross a mental line that I honestly didn’t think I could ever get myself over. And maybe you have your own mental line. It might not be braces, but it’s some kind of risk that for whatever reason, is important to you. Maybe it doesn’t matter to anyone else, but you think about it all the time, and wonder if you can ever force yourself to make it happen.bracesoldnewThe braces on the left date to 1929, and feature actual gold bands on the top teeth. They’re a heck of a lot less subtle than the modern braces on the right, which like mine, feature translucent brackets. Even the wires are impressive: They’re heat-activated nickel-titanium wires developed with help from NASA. American Association of Orthodontists I read recently that Warren Buffett, the Nebraska billionaire, reportedly has three boxes on his desk — IN, OUT and TOO HARD. Who can’t relate to that? I mentally put “braces” in my TOO HARD box for years and years.Not all life improvements are doable. Money prevents us from some. Family or job responsibilities eliminate others. But somewhere in your mental TOO HARD box, there might be a big dream you can actually accomplish.When people would write in to Dear Abby and say they dreamed of going back to college, but worried that they’d be however-many years old when they graduated, they’d get the blunt response: “How old would you be by then if you didn’t get your degree?”The point was clear: You can keep growing and changing and improving yourself as you age, or you can get older and always regret never taking the plunge.If you need to point to someone who discovered that it wasn’t too late to make a major change in her life, you can point to me.I’m 51 years old, and I wear braces. Share your voice Tags Top 5 foods I’ll devour after braces 2 Culture Wellness Now playing: Watch this: I still remember how tears caught in my throat over a decade ago, the first time I asked a dentist for an orthodontist referral. I kept that little green card for probably a year — the hygienist had casually scribbled on it, “severe overbite.” My teeth weren’t causing me any physical issues, but that one word, “severe,” made me think I was a lost cause. It didn’t help that she also cheerily remarked that an orthodontist would probably have to break my jaw to treat my teeth. What? Am I torture-victim Theon in Game of Thrones? Eventually, I threw the card away and tried not to think about it.You know how you can set email reminders to pop up regularly, daily or weekly or whatever? For about three years, I had a reminder that popped up every Wednesday that just said “call about ortho.” And like a tired kid punching the snooze alarm, I slammed it shut and did nothing. I slept on it for literally years. Zzzzz…soph-1I can’t believe my boss made me share this photo, but here I am in 1982, the first time I had braces. The brackets were not see-through and subtle like brackets are today.  Gael Fashingbauer Cooper It was my husband, who also had braces in the 1980s, who actually woke me up. His top teeth are an orthodontist’s dream, but a few bottom teeth are now crooked. They bothered him, but rather than ignore the issue for a decade like I did, he decided to take action immediately, simply walking into an orthodontist’s office and signing up for a consultation.He convinced me to make an appointment, and I was blown away by how different the experience was from what I had dreaded. The staff was exceptionally friendly, the office was clean, crisp and high-tech, the treatment methods today were as different from those of the 1980s as dial-up internet is from broadband. Brackets are now clear, X-rays are digital, appliances are smaller and more comfortable.But at nearly 50, was I just too old for braces?My treatment wasn’t going to be easy. I couldn’t get away with clear aligners such as Invisalign, my teeth needed more. But that early hygienist had been wrong: No one would need to break my jaw.I did need two teeth extracted to make room for the teeth to move, and believe me, that was the worst part of this experience that’s now going on two years. The teeth were healthy, solid adult teeth that did not want to be evicted, and having them pulled was one of the most unnatural and disturbing experiences I can remember.”That was among the top 10 toughest extractions of my career,” my dentist later told me. You and me both, sister.After the extractions healed, on went the braces. My new orthodontist installed clear brackets, a huge improvement on the silver ones I had as a kid. The clunky silver wire that helped give old-school braces their train-tracks nickname is still there, yes. But in some photos, it’s not clear on first glance I have anything on my teeth at all.iyaz-jpgEnlarge ImageI’m not the only one at CNET who’s worn braces as an adult. Here’s Iyaz Akhtar showing off his shiny smile at Google headquarters in 2018. He’s since had his braces removed. Iyaz Akhtar This path to a better smile ain’t cheap. A spokesperson for the American Association of Orthodontists said that while her group doesn’t collect information on average costs, the American Dental Association does. In a 2016 survey, that group reported that fees for comprehensive treatment of adolescents ranged from $4,978 to $6,900, and that the range for adults was slightly higher, ranging from $5,100 to $7,045.I had to squeeze my savings to come up with a decent down payment, and there’s a monthly bill similar to a car payment. My dental insurance doesn’t cover any of it, and sometimes, it’s a scramble to pay.Plus, braces require more constant upkeep than I’d have given them as a teen.I can’t eat certain things, from the obvious (caramels or corn on the cob) to the surprising (certain cereals and even rice are a horror to floss out). Cleaning my teeth requires special disposable flossers that I buy online. Brackets pop loose. Wires poke me. Monthly appointments to tighten the braces leave me popping Advil and eating soup. As a teen, I probably would’ve dramatically thrown myself on the bed and demanded to know why my parents were putting me through this.But I’m 51 now, and my sense of what’s painful in life has been tempered by real experiences. I’ve lost loved ones. I’ve worried over biopsies. Two years of dental inconvenience doesn’t make my own top 10 list of life hardships, or maybe even my top 100.last_img read more

Jet rescue plan hits another air pocket as HDFC plans to auction

first_imgIn July 2017, Jet Airways had asked its junior pilots, who joined the brand in 2016, to take a 30 percent pay cut or leave. Jet Airways grounded all flights on April 17.ReutersHopes of Jet Airways stakeholders to see the airline back on the skies have suffered yet another setback with a lender’s move to auction off the airline’s premium office property in Mumbai’s prestigious Bandra Kurla Complex (BKC) to recover defaulted loan instalments of Rs 415 crore. The debt-riddled airline is already battling a host of financial, legal and regulatory hurdles in its attempt to resume operations. HDFC Bank is planning to sell the airline’s 52,775 sq ft office at an auction with a base price of Rs 245 crore.HDFC Bank said in a notice that the borrower (Jet Airways) has failed to repay amounts due to the bank, making it entitled to “enforce its mortgage over the immovable property”, a report in India Today says. Jet Airways had bought the land through an auction in 2008 for Rs 826 crore, a Livemint report said. The property is expected to attract heavy bidding because of its prime location.India’s first private airline, for which the banks led by the State Bank of India (SBI) has formed a rescue plan, has a total debt burden of about Rs 10,500 crore. It also owes upwards of Rs 2,500 crore in staff salary arrears and payments to vendors and service providers. Some service providers have threatened to haul the carrier through the bankruptcy proceedings. Industry observers are still unsure whether the airline could fly again, but its stakeholders hope there will be at least one serious bid before the deadline elapses on Friday. The SBI Capital Markets Limited, which manages the bids, has shortlisted four potential investors who have submitted their expressions of interest (EoI). Apart from the private carrier’s strategic partner the United Arab Emirates (UAE)-based Etihad Airways, two private equity firms, TPG Capital and Indigo Partners submitted their EoIs in time. State-owned National Investment and Industrial Fund (NIIF) has also been shortlisted. Abu Dhabi-based Etihad holds a 14 per cent stake in the airline. Workers cover the cockpit window of a Jet Airways aircraft parked at the Chhatrapati Shivaji Maharaj International Airport in Mumbai, on March 26.ReutersMeanwhile, the offer of airline founder Naresh Goyal to infuse another Rs 250 crore to help the grounded airline to resume operations has raised interest in some quarters. Goyal has a 24 per cent stake in the airline after the debt restructuring. In the absence of any other bids, the belated EoI from little known British entrepreneur Jason Unsworth also assumes significance. Unsworth, a former flight steward with Ryan Air, had tweeted: “Last night our consortium submitted to SBI the EoI document.” In a second tweet, he named Lakshay Uttam (My World Venture), Lalit Verma (Future Trend Capital), Dhiraj (Redcliffe Capital), Naresh Goyal (Jet Air) and Sachin Nalawade (Malhar Hospitality & Events) as the consortium partners. Unsworth set up Atmosphere Intercontinental Airlines in 2005 and has shown repeated interest to take over Jet since its collapse.Meanwhile, Mint reported that the registrar of companies (RoC) has submitted a report to the Corporate Affairs Ministry after examining the airline’s books. The RoC began examining the airline’s books after it deferred its first-quarter report for the last financial year (2018-19). The Enforcement Directorate (ED) is sniffing around Jet Airways accounts to ascertain whether any norms were violated in Etihad investment in Jet Privilege Pvt Ltd (JPPL), the company that runs the airline’s frequent flier programme, a report in Business Standard says. The deal with the Abu Dhabi-based carrier was concluded in 2014, an ED source said. Etihad owns a 50.1 per cent stake in JPPL, while Jet Airways holds 49.9 per cent.last_img read more